Legal notice and disclaimer of OVB Holding AG

The information on these web pages is exclusively addressed to persons who have their residence in Germany.

You consent to the following terms of use by accessing internet materials of the OVB Holding AG or any of its group member companies (collectively, "OVB Group").

Use of the Website of OVB Holding AG

The contents of internet sites of OVB Holding AG are protected by various national and international copyright laws, trademark, and servicemark laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute in any way material from OVB Holding AG. In particular, you may not: copy, modify, or display names, logos, text, or graphic images of OVB Holding AG in any way without express written permission; redeliver any of the pages, text, images, or content of OVB Holding AG’s internet site using "framing" technology without express written permission; modify or use the pages, text, images, or content from OVB Holding AG’s internet site for any other purpose; doing so is a violation of OVB Holding AG’s copyrights and other proprietary rights. Some images or materials may be protected by trademarks, servicemarks, or copyrights of other persons or companies.

No Offer

Nothing on the Website of OVB Holding AG should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

No Reliance

While OVB Holding AG uses reasonable efforts to obtain information from sources which it believes to be reliable, OVB Holding AG makes no representation that the information or opinions contained on the Website of OVB Holding AG is accurate, reliable or complete. The information and opinions contained in the Website of OVB Holding AG are provided by OVB Holding AG for personal use and informational purposes only and are subject to change without notice. Nothing contained on the Website of OVB Holding AG constitutes investment, legal, tax or other advice nor is to be relied on in making an investment or other decision.You should obtain relevant and specific professional advice before making any investment decision.

No Warranty

The information and opinions contained on the Website of OVB Holding AG is provided without any warranty of any kind, either express or implied.

Limitations of Liability

To the fullest extent of the law, OVB Holding AG will not be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Website of OVB Holding AG. This does not apply if the damage is based on gross negligence or willful default of OVB Holding AG, in case of physical injury it does not apply at all.

Linked Websites

OVB Holding AG is to the fullest extent of the law not responsible for the content of any site owned by a third party that may be linked to its internet sites by hyperlink, whether such hyperlink is provided by OVB Holding AG or by a third party. Users and sites may include a link to the internet site of OVB Holding AG only by pointing to its homepage (kein Wert gefunden für: www.ovb.eu) and only if any discussion of OVB Holding AG is truthful and not misleading. OVB Holding AG makes no representations whatsoever about any other internet site which you may access through this one. When you access a non- OVB Holding AG internet site, please understand that it is independent, and that OVB Holding AG has no control over the content on that internet site. In addition, a link to a non- OVB Holding AG internet site does not imply that OVB Holding AG endorses or otherwise accepts any responsibility for the content, or the use, of the linked internet site.

Local Legal Restrictions

The Website of OVB Holding AG is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Website of OVB Holding AG is prohibited. Persons in respect of whom such prohibitions apply must not access the Website of OVB Holding AG.

Disclaimers

There are no implied or express warranties on the materials in this site. The materials are provided "as is." OVB Holding AG disclaims, to the fullest extent of the law, all implied or express warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. OVB Holding AG does not warrant that the functions will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free from viruses or other harmful components. OVB Holding AG does not warrant or represent that the materials in this site are correct, accurate, or reliable. You assume the entire cost of all necessary servicing, repair, or correction. OVB Holding AG will not be liable under any circumstances to the fullest extent of the law for any special or consequential damages that may result from the use of, or the inability to use the materials in this site. This result will follow even if OVB Holding AG or its agent has been advised of the possibility of such damages. These disclaimers do not apply if the damage is based on gross negligence or willful default of OVB Holding AG, in case of physical injury it does not apply at all.

If you live in a state that does not allow disclaimers of implied warranties or limitation of damages, this disclaimer may not apply to you.

General

The information contained herein does not constitute investment advice. OVB Holding AG reserves the right to change, modify, add, or remove portions of these terms at any time.